In 2025, more Americans are rethinking where they live than ever before, and Chicago keeps landing on people’s shortlists. But is Chicago a good place to live in 2025? With its rich cultural tapestry, world-class amenities, and renowned universities, the Windy City offers more than just deep-dish pizza and sports teams. But like any major urban area, it comes with its share of challenges. We spoke with OnDemand Movers USA, a trusted local moving company, to provide current insights. This moving to Chicago guide is tailored for families, young professionals, students, and remote workers deciding whether to make the move.
Thinking about moving to Chicago? This guide will help you decide—and we can help you move.
The Pros of Living in Chicago
Cultural Diversity & Vibrant Neighborhoods
Chicago is one of the most culturally diverse cities in the U.S. Neighborhoods like Chinatown, Pilsen, and Little Italy offer rich ethnic history, authentic food, and thriving immigrant communities. With over 77 distinct community areas, the city’s neighborhoods each bring something unique.
Whether you’re exploring the murals of Pilsen, the dumpling houses in Chinatown, or Italian bakeries on Taylor Street, there’s always something new to discover. This diversity creates an inclusive atmosphere appreciated by newcomers from all backgrounds.
Public Transportation System
Chicago’s CTA trains and buses make navigating the city relatively straightforward—even if you don’t own a car. The ‘L’ train connects major neighborhoods, while buses fill in the gaps.
The system is affordable, with monthly passes available for under $100, making it invaluable for students, remote workers, and commuting professionals alike. Public transportation helps newcomers settle easily and explore without fear of getting lost or overspending.
Job Opportunities in Key Industries
Chicago is a hub for several booming industries in 2025, including tech, finance, healthcare, and education. Major employers include Google (Fulton Market Campus), United Airlines, Northern Trust, Northwestern Medicine, and several major universities.
Whether you’re a data analyst, nurse, educator, or coder, the city provides a vast employment pool.
Education & Universities
Chicago is home to world-class academic institutions such as the University of Chicago, Northwestern University, DePaul University, and UIC. For families, the city also offers a wide array of public, private, and magnet schools. Public libraries and educational programs are robust and well-funded.
World-Class Attractions
From Millennium Park and the Art Institute of Chicago to Navy Pier and the Lakefront Trail, the city is packed with must-see attractions. Parks, museums, music festivals, and lakefront activities make for a vibrant lifestyle.
Popular annual events include Taste of Chicago, Chicago Blues Festival, and cultural parades across different neighborhoods.
Sports & Entertainment
Chicago has a fierce sports culture. Think Chicago Bulls (NBA), Chicago Bears (NFL), Chicago Cubs and White Sox (MLB), and Blackhawks (NHL).
The city is also rich in entertainment venues—from Broadway-style theaters to massive concert arenas hosting top global artists year-round.
The Cons of Living in Chicago
Crime & Safety Concerns
It’s no secret that Chicago faces safety challenges. However, crime is concentrated in specific neighborhoods, and many others remain relatively safe. It’s crucial to understand the difference between reported crime versus actual risk when choosing where to live.
Harsh Winters
With average temperatures dipping below freezing and frequent snowfall from December through March, winters here are no joke. Snow can impact daily commutes and pose issues for people unfamiliar with cold conditions. Locals, however, are pros at navigating winter and usually recommend investing in high-quality winter gear.
Cost of Living
Compared to many midwestern cities, Chicago has a higher cost of living. Rent and groceries tend to run above the national average. The city also imposes additional taxes that affect residents’ overall budgets.
Traffic & Parking Issues
Chicago traffic during rush hours is an inevitable headache. Limited parking in neighborhoods like Wrigleyville and the Loop only makes it worse. Residents often rely on parking apps or budget for parking garages, especially in busier areas.
High Tax Burden
With Illinois’ flat income tax, high property taxes, and nearly 10.25% sales tax in some areas, the tax burden is significant for homeowners and renters alike.
Cost of Living in Chicago (2025 Update)
Housing: Rent vs. Buying
As of 2025, the average rent for a one-bedroom apartment in Chicago is around $1,900, with two-bedrooms averaging $2,600.
- Logan Square: Budget-friendly, artistic vibe
- Wicker Park: Trendy, great nightlife
- Hyde Park: Family-oriented, near University of Chicago
Buying property is competitive, with average home prices sitting near $335,000.
Utilities, Groceries & Transportation
- Utilities: $150–$200/month
- Groceries: $400–$600/month for two adults
- CTA Transit Pass: $75/month
When compared with NYC or LA, Chicago is more affordable, yet pricier than Houston and other southern metro areas.
Family Budget Sample
For a family of 3 living modestly:
- Rent (2BR): $2,600
- Utilities: $200
- Groceries: $700
- Transportation: $150
- Misc + Childcare: $1,000+
Consider downloading our detailed cost breakdown sheet [link to download].
Best Neighborhoods to Live in Chicago
Lincoln Park (Best for Families)
Pros: Near DePaul University, excellent schools, parks
Cons: High rent
Wicker Park (Trendy and Young Professionals)
Pros: Great for nightlife, shopping, music
Cons: Crowded, increasing prices
Hyde Park (Education Hub, Family-Friendly)
Pros: Home to University of Chicago, cultural depth
Cons: Limited nightlife
The Loop (Close to Downtown Workplaces)
Pros: Great for commuters, well-connected
Cons: Quiet after office hours, expensive
Logan Square (Budget-Friendly with Culture)
Pros: Affordable rent, artsy vibe
Cons: Gentrification in progress
Is Chicago Safe to Live In?
Understanding Crime Stats
According to 2025 data, violent crime has decreased in many popular neighborhoods. It’s important to differentiate between property crimes—like theft—and more serious violent crimes when assessing risk.
Safer Areas to Consider
- Norwood Park
- Edison Park
- Beverly
- Forest Glen
These neighborhoods have consistently low crime rates and strong community ties.
Tips for Staying Safe in the City
- Use neighborhood safety apps like Citizen and Nextdoor
- Join local community groups
- Stay vigilant at night in unfamiliar areas
Chicago Lifestyle & Community Vibe
Work-Life Balance
With a high level of walkability, abundant green spaces, and events year-round, Chicago fosters a strong work-life balance. The Lakefront Trail and abundant public parks give residents nature access amidst the urban environment.
Food Scene & Local Events
From deep-dish pizza to Korean BBQ and Ethiopian cuisine, food lovers will not be disappointed. Events like the Taste of Chicago and Lollapalooza bring people from across the nation to the city.
Community & Inclusivity
Chicago is known for being LGBTQ+ friendly, with neighborhoods like Boystown (Northalsted) leading the way. Local community centers promote inclusivity, volunteer engagement, and accessibility for all residents.
Moving to Chicago: What You Need to Know
Timing Your Move
Best months to relocate are May to June and September to October. Avoid December–February due to snow and freezing weather. Moving during shoulder seasons also means lower rates from moving companies.
Tips for Relocating to the City
- Check if your apartment has elevator reservations or move-in guidelines
- Apply for temporary parking permits for moving trucks
- Know your HOA (Homeowners Association) rules if applicable
How OnDemand Movers USA Can Help
Whether you’re moving into a high-rise or relocating from another state, OnDemand Movers USA has local and long-distance experience. We’re licensed, insured, and committed to transparent pricing.
FAQs – Is Chicago a Good Place to Live?
Is Chicago good for families?
Yes. Neighborhoods like Lincoln Park, Beverly, and Hyde Park offer excellent schools, parks, and community programming.
Is Chicago affordable for students?
Compared to NYC or San Francisco, yes. Students often live near UIC or use public transit to reach campus affordably.
Is it better to rent or buy in Chicago in 2025?
If you plan to stay long-term and build equity, buying makes sense. Otherwise, renting gives flexibility amid market fluctuations.
What’s the job market like in Chicago?
Strong across several fields including tech, healthcare, and finance. Many major employers call Chicago home.
What’s public transportation like?
Chicago’s CTA system is reliable, affordable, and ideal for commuters who don’t want to rely on a car daily.
Conclusion
So, is Chicago a good place to live in 2025? It depends on your lifestyle and priorities. If you value diversity, world-class amenities, and urban living with culture, there’s a lot to love. However, factors like winters, taxes, and cost should be considered. For many, the pros outweigh the cons—and the Windy City becomes a beloved home.
Still deciding? Use this moving to Chicago guide to weigh your options—and when you’re ready, OnDemand Movers USA is here to help you start your next chapter with ease.
